Here's the final thing, chopped and channeled and lowered and louvred to get it down to 2,000 words: Download wobbly_pillar_essay_final.doc
Here's an earlier rough draft with a few more bullet points and talking bollocks in it. This is when I thought I might be able to address whether or not its wobbliness really mattered all that much - which I think it does in terms of social exclusion. Download wobbly_pillar_essay_3.doc
For the novice student of housing, there is perhaps no more regularly encountered assertion than "Housing is the wobbly pillar of the welfare state" (Torgersen, 1987). In this essay I will seek to address three questions arising from this assertion:
- Is housing actually "wobbly"?
- If so, why?
- Should the UK try to make public housing a more stable facet of the welfare state?
For the purposes of this rather short essay, I will only look at housing in the UK; a broader look at housing's status in the welfare regime of Europe, North America and elsewhere would demand a much longer treatment than is currently open to me and will unfortunately have to remain outside my current scope.
Is housing a wobbly pillar of the British welfare state?
As Malpass notes, within the context of government provision, housing appears to be a very wobbly pillar of the welfare state indeed. At least in quantitative terms, this was not always so. At its peak in YEAR, publich housing accounted for X per cent of all UK dwellings. However, since that peak, public housing's stature as a tenure has fallen precipitously. In YEAR, only ABOUT 10 per cent of US households lived in public housing. The residualisation of the tenure has been just as marked. Despite Bevin's (?) post-WWII ideal of council housing as a the normal tenure for the majority of the population [CHECK THIS], by the early 21st century, public housing has largely become a tenure of last resort, with fully 50% of council households dependent on Housing Benefit. In housing associations, that figure climbs to 65%. Rented public housing is unpopular, with 89% of Britons reporting that they would like their children or grandchildren to become owner-occupiers.
Folk wisdom says that if you are wondering if a bird is a duck, then you should ask yourself two questions: "Does it walk like a duck?" and "Does it quack like a duck?" If so, it is probably a duck. When questioning whether or not something is wobbly, the key question is, "When pushed, does it move?" There can be no question that housing has, and that this has significant implications for its status within the hierarchy of state-provided welfare services.
As NAME Pierson has noted, in a mature welfare state, the ease with which services are retrenched is greatly exaggerated. Despite modern myth making within the Republican party, Ronald Reagan found it well nigh impossible to cut social services during what was supposed to be a small government revolution in the 1980s. Despite electing Reagan at least partly on a platform of social service cuts, the American public only accepted one year of retrenchment before realising that they had grown quite used to big government services, thank you very much. Reagan ended up raising taxes in each of the final seven years in office. [CONFIRM]
Despite her comparatively greater power, Thatcher too struggled to retrench. When she pushed Samson-like (albeit with more firmly set hair) against the pillars of the British welfare state, only housing and transport truly moved. And while the latter is still the subject of fierce, often front page debate over the appropriate level of government provision, with much of the UK calling out for more, public housing has gone far more gently in that good night.
Why has housing been a wobbly pillar?
Public housing has been a wobbly pillar for several reasons, most importantly: its commodifiability; the inablity of UK builders and governments to effectively industrialise the service; and housing's unique history as part of the welfare state, particularly in relation to World War II and the subsequent formation of the Beveridgean welfare state; is there another I want to cite?
Commodifiability
Of all the welfare services, housing is by far the most commodifiable. In contrast to other key pillars of the welfare state, such as healthcare and education, the majority of the population can or do afford to meet their housing needs out of their own pockets, with nearly seven out of ten households (69%) currently being owner-occupiers. In X, only Y were owner-occupiers, with FIGURES HERE...(SHOULD NOTE HERE OR ELSEWHERE THAT FULLY HALF OF ALL HOUSEHOLDS ON LOW INCOMES ARE ALSO HOME OWNERS.)
From a government perspective, the steep rise in home ownership over the 20th century was far from accidental or incidental: beginning in the 1920s, private subsidies brought downt the cost of building for owner-occupation, and for much of the 20th century, mortgage tax relief subsidised home ownership. Even when the Thatcher government made home ownership less attractive by revoking mortgate tax relief, however, the public's desire to own their own homes continued unabated. (MALPASS) One could argue that the heightened risk of home ownership since the 1980s, particulalry in the form of higher unemployment, coupled with the loss of mortgate tax relief, served as a test of whether or not the love of home ownership was itself wobbly. However, when pushed (by financial disincentives), owner-occupation appears not to have budged. It has stood firm as a cultural goal, with just under nine out of ten Britons reporting that they hope their own children will become owner-occupiers. (I THINK THIS IS IN POWER AND LUPTON.)
Governments have sought to extend owner-occupation further down the socioeconomic ladder. Along with other factors to be addressed later in this essay, this has encouraged the residualisation of public housing. In turn, this residualisation has furthered housing's marginalisation as a key pillar of the welfare state.
HERE A PARA ON THAT. OR ADDRESS LATER ON IN STARVING THE BEAST SECTION.
Inability to effectively industrialise the service
The flip side of so many individual households' ability to meet their own housing needs has been the government's conspicuous struggles to do so in a cost-effective manner. Here a comparison with other welfare services is useful.
The costs and complexities of healthcare and education are beyond the scope of almost all individuals. In order to be affordable by the majority of the population, healthcare and education need to be provided on mass scales, and have in effect been industrialised: provided by very large, very complex organisations, with the aim of meeting the needs of entire populaces. While everyone needs a home, housing has proven uniquely difficult to industrialise in the UK. Contrary to Le Corbusier's visions of clean, attractive, mass-produced dwellings on massive scales, industrial building in the UK has been an expensive flop. (LE CORBUSIER)
As noted by Kemeny, housing differs from other pillars of the welfare state - social security, education and healthcare - in being characterised by very high capital intensity. (KEMENY) In the UK, successive governments have sought to save money by cutting corners on quality. With the government unwilling to invest sufficient resources in high quality provision of mass housing, the mass housing that resulted was all too often of the very worst quality, with the effect of making state provision of housing appear to be a poisoned chalice. Insufficient inputs have resulted in substandard outputs. In many cases, the only people to benefit from the UK's half-hearted attempts at industrialisation were rapacious devlopers and crooked local government officials, as aptly and at times comically (or tragically) documented by Cole and Furbey. (COLE & FURBEY) Through repeated underinvestment and shortcut taking, successive UK Governments may have inadvertently developed a perfect formula for marginalising a particular welfare service. By underinvesting, they assured themselves of delivering a poor service. The public, not being blind, then concluded that this appeared to be a service that government was incapable of providing and which thus must be left to market forces. In the United States, we can currently observe a very pointed exercise in this, in all aspects of the welfare state. in a term first advanced by Presidential Adviser Grover Nordquist: "starving the beast".
As documented by Cole and Furbey, industrial scale home building benfitted industrial scale builders and crooked politicians, but not the purported users of the service, the residents. (In this context, it is worth noting Malpass's observation that housing policy is not just a tool to meet residents' needs, and to analyse it only as such is to be naive; it has also strived to meet the needs of builders and developers - often to the detriment of residents, particularly in the case of large-scale, flat-based building projects that flew in teh face of residents' stated desires for smaller scale building in general and houses in particular, even at high densities.) (MALPASS)
Housing's unique history as a pillar of the welfare state
As Kemeny notes, the post-war establishment of the welfare state took place in the context of severe housing shortages. (KEMENY) As this shortage was at least in part due to low rates of building caused by weaknesses in the housing market, it made sense for post-WWII governments and populations to view housing as a need that could only be met with a great deal of governmental help. At this time, the now common assertion that the market meets most people's most of the time would have seemed absurd. Government provision for housing was a clear and pressing need. It could be argued, however, that while housing was a key pillar of welfare state provision at the time, once severe housing shortages were overcome, housing was free to become a less central pillar of the welfare state. In this context, Malpass notes that while government provision of housing appears to be very wobbly, in the broader context of the mixed economy of welfare, it is far more difficult to argue that housing is a wobbly, as the UK's largely market-based approach, with owner-occupation as the preferred tenure, does appear to meet most people's needs most of the time. (MALPASS, early in book).
EXTRAS AND FINALS?
- Our healthcare needs expand with time: we need higher tech healthcare of teh sort that only governments can provide.Our housing needs are remarkably consistent, and appear to be better met by small scale production. For governments, smaller scale building projects imply smaller initial returns on investment; even one house still needs to be project managed.
- Were housing needs not first addressed as a means to a public health end, rather than as an end in themselves? Then did we make a swith to the notion that everyone should be able to have a decent home simply because everyone should hae a decent home?
- If housing had proven more industrialisable, perhaps it would be a more central part of government welfare provision.
- Most importantly, housing is a wobbly pillar of the welfare state because more than any other area, it is the one in which the marketplace can and does best meet the majority of peoples' needs.
- Is housing's historical centrality to the welfare state no more than a historical anomaly based on needs specific to the period when the welfare state was formed?
- There is also a historical argument. Commentators (cited in Malpass, ch 4) argue or imply that because of war-induced shortages in both homes and the ability of private building to meet needs, housing found itself in a sense pushed into the realm of the welfare state. Malpass argues that post-war housing policy was largely continuous with pre-war aims and plans. see esp malpass 70-2(?)
- Perhaps wobbly because historical pressures - ie the post-WWII need for housing caused it to be seen as a basic pillar of the welfare state, but as the mixed economy of welfare has developed, it housing has become less central to state welfare provision. it has, in a sense, been moving all this time: first quickly pushed in(?), then slowly but regularly squeezed outward from the centre. It's not wobbling, so much as moving.
Does it matter?
--- As mentioned by Malpass(?), while government provision of housing appears to be very wobbly, in the broader context of the mixed economy of welfare, it is far more difficult to argue that housing is a "wobbly pillar", as the UK's largely market-based approach, with owner-occupation as the preferred tenure, appears to meet most people's needs most of the time.
Many commentators, including Lupton and Power, have argued that housing would be easier to administer if the tenure could be broadened.
Continuing residualisation implies ever-decreasing interest from the majority of the population. However, as eveidenced by the national conversation about ASBOs and sink estates, we may be seeing a new public health concern-driven interest in social housing, with public health referring not to cholera but social exclusion and the disaffection and high costs (thourgh crime, prison, etc) this implies. Was this the case for the Cullingworth report and other looks at what was going wrong with social housing?
Kemeny (56) notes housing's very high embeddedness in social structure. This is a very good point.
- Housing is a more fragile pillar of the welfare state, but in most ways may be the most complex in the roles it must serve. It isn't just a service the way fixing a broken arm or even providing an education is.
- 89% of UK residents say that they hope their grandchildren will own their own homes. Under Right to Buy, a significant minority of council tenants made a move of tenure that many would consider greater in cultural significance than any move cross country.
- While almost all would agree that housing is by its very nature a wobbly pillar, few would argue that it is a fifth - ie unnecessary - wheel. Even if one believes with Thatcher that social housing should only be for the weak and the elderly, those goups are not going to disappear, so their needs must be met - and as they won't be met effectively by the market, they must be met by government, so there will always be a role fo government to play. A wobbly pillar, but a necessary one. Particulalry given that the people teetering atop that wobbly pillar are societies neediest. If the pillar collapses, so do they.
- Maybe now we should worry about the wobbliness ina different way. With its ever-increasing residualisation, social housing becomes a hot zone and breeding ground for social exclusion. In doing so, it presents concentrated problems that feed on and grow off one another. Social exclusion - is it the new wobbly pillar of the welfare state? With housing as part of that equation? A new, more intractable aim of focus for teh welfare state? Not su much a wobbly pillar as a crumbling wall.
- Some good stuff in Difficult to let housing article re how residual social housing has become - the social range of tenants has become very compressed. The problems with increasingly residualised service are an argument for making it broader - but how successful would government intervention be in the face of widespread cultural agreement and a market that appears to work for most people, even after, as Malpass illustrates, becoming riskier and less attractive over the last 30 years? And would any government want to take on this burden again? If the UK proved any one thing during the 1950s and 60s, it was that it can build an amazingly large number of homes in a relatively short period of time. What it couldn't seem to do was manage them. Outsourcing maintenance and management to owner-occupiers seems too good a deal for a penny-conscious government to pass up. So long as the costs of increasing residualisation, hot zones, and social inequality don't get too high.